Individual, families, groups, and businesses need customized health insurance plans to ensure that they have to spend minimum out-of-the-pocket money for their healthcare needs. With the implementation of healthcare reforms, the options for buying health insurance are widened.
With the advent of internet technology, the concept of transparency of price is gaining momentum. Insurers in Florida health insurance are facing a compelling need of price transparency when they offer health insurance quotes to their clients. At the same time, application time and waiting time for health insurance has reduced significantly as compared to earlier times.
Types of health insurance plans offered in Florida
Apart from State and Federal governments’ sponsored program including Medicare, Medicaid, etc., there is an option of buying health insurance from private companies. Like many other states, health insurance plans in Florida are offered to the residents in traditional format. These could be classified as:
1. Individual health coverage
2. Family health coverage
3. Group insurance
4. Student health coverage
5. Dental health insurance
6. Low cost insurance
7. Low-income families insurance
8. Short-term insurance
9. Small business insurance
Companies offering health insurance Florida
Below is the list of health insurance companies offering health insurance to the residents of Florida:
• Avalon Healthcare
• AvMed Health Plans
• Blue Cross and Blue Shield
• Golden Rule
• Humana One
• Solera Dental
Types of health plans offered in Florida
A lot of consumer end up having discount coupons, which sometimes are termed as health plans; however, it needs to be understood that these discount coupons are not insurance. To buy affordable health plans in Florida, consumers need to equip themselves with proper knowledge about the same.
Traditional categorization of health coverage in Florida offers indemnity and managed care health plans. Indemnity health plans have the insured file claims for reimbursement. While managed care health plans allow the providers to file claims for the insured person.
Managed care health plans are further categorized as HMO, PPO, and POS.
Impact of the Affordable Care Act on insurance in Florida
• 290,000 small businesses in Florida will be offered tax credits for offering health coverage to their employees.
• Medicare beneficiaries in Florida will be automatically mailed a check of $250 to defray the cost of their prescription drugs.
• Early retirees will be offered reinsurance options.
• Uninsured Floridians with pre-existing condition will have a huge boost with $351 million federal dollars made available to Florida starting July 1 to provide coverage.
• Like many other states, for the first time ever, Florida will have the option of Federal Medicaid funding for coverage for all low-income populations, irrespective of age, disability, or family status.
• 8.8 million Floridians will no longer have to worry about lifetime limits on the coverage.
• Around 1.1 million individuals will not have to worry about getting dropped from coverage when they get sick.
• Children in Florida will be able to stay with their family insurance policy till the age of 26 years.
Costs involved in a health coverage plan in Florida
It is important to understand types of costs involved in a health coverage plan to make sure that Floridians have assessed everything before they finalize a health plan. We talk about the types of costs involved in a health coverage plan:
Premium-premium is the amount of money to be paid on monthly basis. Premium is the main cost that a health plan constitutes. It could vary from person to person and in plan to plan. It mainly depends on the age, gender, and health status of a consumer applying to get health coverage.
Deductible-deductible is the second major cost involved in a health plan. It is the amount of money that a consumer pays before the insurer actually begins to pay for the coverage. With higher deductibles, premium costs are reduced.
Coinsurance – coinsurance, as the name explains itself, is the amount of money that the consumer agrees to pay in percentage of the total cost of medical service after the deductible has been paid. Generally, it is usually 80/20 of the total value where 80% of the cost is paid by the insurance companies while the 20% is by the consumer.
Copay – copay is like coinsurance but it is not represented in percentage but in real value. Moreover, there is no consideration of deductibles in copays. Supposing a consumer needs to pay $70 per visit for the doctor: with copay, consumer will be paying $40 and the remaining $30 will be paid by the insurer. However, this copay facility will have some impact on the premium costs.
Men and women have different fashion sense, and that’s the norm of course, but sometimes we need to take a cue from each other. Most men, for example, are known to have lousy taste when it comes to their fashion choices. That’s why they would be able to benefit tremendously from some real tips and advice from women.
There are choices of style and clothing for men that are totally frowned upon by the opposite sex. It would come in handy to know about these fashion violations especially if your aim in trying to be fashionable is to attract females in the first place.
Here are just some men’s fashion styles that women hate:
Socks and Sandals- There is never a good reason to wear socks with sandals. Socks are meant for shoes and closed footwear and sandals are meant for bare feet. Pairing these two together goes against their very nature.
Wearing them makes you look like a fool and women would rightfully think that you have no sense of fashion at all.
Mesh Shirt- Try to think of ways where wearing a mesh shirt can be considered to be hot. If you can think of any situation then that means you have an absolutely horrible fashion sense and that you have been committing equally horrid fashion crimes all your life. Try to rethink your whole idea of fashion.
Fanny Packs- Admittedly, the idea for the fanny pack is quite a good one, especially for a practical fellow who’d like everything handy. It’s kind of like Batman’s Utility Belt. Unfortunately, wearing a fanny pack in reality is a bad idea and could make you look like a total dork.
Skinny Jeans- This is one of the instances where we would see the vast difference between men’s and women’s fashion. Girls wearing skinny jeans is simply hot. The tighter the jeans, the better.
When a guy wears skinny jeans, it never looks right. It especially looks odd when we see the guy struggling to move around since the pants are obviously way too tight for what is considered comfortable.
Short Shorts- Do we have to explain this? Grown men walking around wearing short shorts is not something that we want to see in our normal waking lives. Hairy fat legs is a little but more than we can take.
There is really no situation that would justify that. Even the most intense weather is not good enough.
Logos Everywhere– Some guys are just way too drawn by the power of logos. They wear anything that has a huge logo emblazoned on it. Somehow, that makes them feel trendy and classy
It gets worse when you buy everything from the same brand. Even product endorsers don’t wear everything from the same company.
Sideways Baseball Cap- The wearing of a baseball cap is already questionable when you are not engaged in any sport or any activity that requires you to have sun protection. Wearing it sideways is just the height of being crass. You should never wear it that way.
Since the majority of taxi drivers, but certainly not all, have little accounting or bookkeeping knowledge the lower the level of expertise required the more suitable such an accounts package will be. Data entry basically consists of just 3 records, being an excel spreadsheet for taxi receipts; another for taxi expenses plus a further worksheet in which assets such as a vehicle can be recorded.
Taxi receipts are entered on a series of excel worksheets within the taxi income work book preset with each day of the financial year. Weekly and monthly totals are added and transferred through the linking system from the taxi bookkeeping sheets to the taxi financial accounts sheet.
Taxi expenses are listed on a series of twelve monthly spreadsheets which have preset columns with appropriate headings for taxi drivers to record office and rental costs, fuel bills, other vehicle costs and license fees. The total of each expense is entered on each row and a single letter used to then analyze the taxi expense to the column required. As with the taxi income sheet the columns are then automatically added which includes a check on data entry accuracy before being transferred to the taxi driver accounts sheet.
Cash and bank spreadsheets are not provided as not required by taxi drivers as taxi drivers do not need to produce a balance sheet.
In addition to entering purchases on the taxi expense sheet the only other entries required from the taxi driver to produce a set of taxi driver accounts is to also enter vehicle and any other assets purchased on the fixed asset spreadsheet. The fixed asset spreadsheet having already been preset with both depreciation rates and the capital allowances that taxi drivers can claim. The taxi accounts software is then complete.
The financial accounts file contains formulae to produce a monthly profit and loss account that includes the taxi capital allowances from the fixed asset schedule.
A unique feature is that both mileages covered and vehicle running costs can be entered. The tax rules in the UK state that drivers cannot claim both mileage allowances and vehicle running costs. It has to be one or the other and only at the end of the financial year when it becomes clear which is the most tax efficient.
This taxi accounts package compares both the mileage cost and the vehicle running cost and automatically selects the most expensive. This ensures the highest costs are selected into the calculation of the net taxable profits and highest cost equals lowest tax bill.
Also in the taxi accounts file is an excel spreadsheet designed with the same layout, color codes and box numbers as the inland revenue self assessment tax return. The taxi self assessment tax return is completed automatically by the cabsmart taxi accounts software. No entries are required leaving the taxi driver only to click print to produce the self assessment tax return.
Finally having calculated the net taxable profit for the year the accounting package also has a tax calculator that calculates the amount of income tax and national insurance to be paid.
The taxi driver accounts package has been tested many times and the annual receipts and expenses for a full year take approximately 2 to 3 hours to enter, and have been completed in less than 2 hours. The end product is a full set of taxi driver accounts including the self assessment tax return.
Both couriers and van drivers have similar businesses to taxi drivers in that they move items from one place to another in a similar way in which taxi drivers move people from one location to another. And because of the similarity in business activity then this taxi accounting package would be equally suitable for couriers and van drivers.
How to use specialized mental health treatment training is an important area for you to explore. As I opened a recent SAMHSA newsletter, this headline stopped me in my tracks. “New Nationwide Report Reveals That More than One in Every 10 adults Experienced Serious Psychological Distress in the Past Year”! After close to 30 years as a practicing professional counselor and Mental Health Treatment Trainer, I knew there were many folks who were in emotional pain we never reached. I read the full text of the article looking for clues to who these potential clients were and how we might reach them.
When I think back to my counselor education programs at the master’s and doctoral levels, I know there was no time to educate new therapists to work with specialty populations, especially to the depth needed to build a private practice niche. Therefore, it is a given that any therapist who wants to go beyond a generalist practice must seek Mental Health Treatment Training in their specialty area of choice. How does all this relate to the SAMHSA article?
Most therapists and counselors look at specializing in a selected diagnostic area on Axis I disorders, for example, anxiety or depression. What is often neglected are specialty areas on Axis IV issues like domestic violence treatment, sex offender treatment and child abuse treatment.
These are often the clients who most need Mental Health Treatment for dysfunctional family issues. And, this is the best time in their lives to obtain this type of specialty treatment to interrupt the dysfunctional family cycle. Mental Health Treatment Training is available to address Adult Children from Dysfunctional Family issues. Use this specialty area to build a successful private practice. You can be the leader in your community to provide Mental Health Treatment to this population and become the “go to” person for other therapists in your area as well.
Start your specialized mental health treatment training now.
Wood furniture can be painted, polished or oiled. How you clean your furniture depends on the variety of wood it is made up of. For example, some types of wood are lightly lacquered and do not absorb oil, while others like rosewood and teak do not have any finish and can be handled with annual oil application.
Let us see how you can clean different types of wood home furniture be it wooden beds, Almira, sofa set or cabinets:
Excessive rubbing and cleaning can damage the decor, color and finish of furniture. If your wooden beds and other furniture pieces are of painted wood, least care and maintenance is needed for them round the year. You can clean your painted wooden Almira and other furniture regularly with the help of a brush. Wiping occasionally with sponge can help in removing finger marks and smudges. If you feel the need of wax, use of hard paste wax once in a year can serve the purpose.
Oiled wood furniture has a soft, warm glow which requires only occasional oil application. For example, if you oil your wooden sofa set once in a year, it will retain the shine for a long time to come. It is important to note that you should never wax an oiled wooden surface. Wax can block the pores making the wood dry and brittle. If there are white spots on your oiled wooden furniture, rub them with tooth paste spread on a soft cloth. You can also use oil and a mild abrasive to rub those white spots. Such abrasives may be pumice, baking soda, salt or ash. The oils that you can use may be cooking oil, olive oil and petroleum jelly.
Polished wooden furniture pieces are usually finished with wax, lacquer or varnish. Any wood polish can clean a wooden surface quickly. You have to choose the one which is appropriate for the kind of finish done on your wooden furniture. For example, wax in paste form gives a long lasting finish to the furniture, as compared to liquid or spray polish. This kind of finishing is usually recommended for antique wooden pieces.
Always wear cotton gloves while waxing the furniture, as this will not leave any fingerprints on the surface. Sprinkle some corn starch on the recently polished wood surface, and rub it for better gloss. Corn starch absorbs the excess wax or oil from the surface, leaving a glistening wooden surface free from any fingerprints. If there are white spots or rings on your wooden sofa set, you can apply mayonnaise, allow it to sit for around 60 minutes, wipe it off with a cloth and then polish. All these are terrific techniques to keep your wooden furniture glowing like new.
Specialty woods can be bamboo, rush, cane, rattan, wicker etc. These woods have natural finish, but some of them may have shellac or varnish coating. You need to vacuum them regularly with a brush attachment.
With all these steps, you can keep your home furniture as shiny as new.
When you buy home furniture that is Made in America, you are being sensible, not just patriotic. Sure, its good to buy stuff that has been made in your own country, and the ‘Made in America’ push is intended to help give the American economy a big boost (it sure needs it), but often you will find the quality of items made in the USA is just as good, and often better, than their equivalents manufactured elsewhere.
Why buy solid wood furniture made anywhere else when the USA offers such a fabulous range of hardwoods such as American black walnut, maple, American cherry, various oaks, beech and many others? Not just solid wood, but some fabulous veneers cut from the root bole of the American walnut, or with the beautiful burl ash, plane or any wood thinly cut where major branches intersect with the trunk.
It is difficult to beat the beauty of quarter sawn oak with its beautiful flecks and medullary rays, and all of this can be incorporated into solid wood or veneered home furniture made in America. When you purchase such American-made products, yes, you are contributing to the economy of your own country, but you are also buying quality and a product that will last.
Have you even visited an old American house, such as Paul Revere’s house in Boston? If so, did you notice the furniture, particularly in the two rooms upstairs in his house? These pieces are believed to have belonged to his family – all solid as a rock and still as functional today as it was back on that April day in 1775 when he jumped on his horse and made that famous ride.
Solid wood home furniture, made in America using traditional carpentry techniques, and using genuine American hardwood. Furniture crafted by American carpenters and cabinet makers, men and women, who are proud of their work and also innovators who are unafraid to try new techniques and use new methods, such as the Stickley way of use quarter sawn oak for center-posts.
While it is patriotic to buy furniture such as this from American firms such as Stickley, Sherrill, Simply Amish, Southwood and American Craftsman, it also makes sense if you want value for money. Why pay the transport of furniture from China or even Europe when you can get the same or even better quality from home? Every penny you spend on home-built furniture is on the product, not on paying for it to be shipped half way round the world.
Take these furniture manufacturers mentioned above, and add to that list firms such as The Custom Shoppe, Cambridge Mills and Nichols & Stone. Every one of these uses traditional carpentry joints in their construction, such as dovetails for the drawers and mortise and tenon for most of the cabinetry. Dovetails are use for stretchers, where no glue is needed – the joints are strong enough without glue, nails or screws.
When you buy home furniture that is made in America you are not only investing in your country’s financial well being, but also in your home and the enduring quality of the furniture that graces it. You are investing in solid American furniture that you can pass on to your children. You are investing in your own and their future. Why spend your money elsewhere when you can be both patriotic and sensible by purchasing the best quality furniture you can get for your money.
Let’s have a look at some examples. Gustav Stickley made use of quarter sawn oak and its beautiful flecks created by the medullary rays of the natural oak. Leopold Stickley used panels of this oak to show these flecks on all sides of a post, rather than on just the two sides as was possible previously – an example of ingenuity! However, it is the Stickley carpentry that makes their American furniture so strong and enduring.
They use no glue unless essential, but high quality jointing techniques such as dovetailed cross rails that offer strength without glue or screws, pinned tenons on door frames that can never come loose and even pinned miter joints on mirror frames. Others, such as Sherrill and Simply Amish employ similar traditional carpentry techniques – the same methods used by your forebears when all their furniture had to be hand-made!
The standard of workmanship of genuine hardwood furniture made in America by craftsmen and women is obvious. Everything fits, everything works and if it doesn’t then check the label or the stamp on the wood. You will likely find it made outside these shores, because American-made furniture is made to last and to look good – invest in your own country and not in somebody else if you want genuinely high quality home furniture.
Modern construction methods are extremely efficient and safe. Many homeowners and renters enjoy the protection from the weather and the hazards that run through nearly every home, with near complete immunity. The most frequent criticism of modern construction that many people have is that the materials and substances that go into creating the modern home are harmful to the environment, and sometimes the occupants.
There are many ways to limit the risk and harm that people can be exposed to with modern construction methods and one is to use ecologically friendly construction means, as called “green construction”. Green construction is essentially the endeavor to use material that will not emit chemicals or substances that are harmful to the environment or life. One of these green construction methods is called “cord wood” construction or stack wall construction.
Cord wood construction is basically using firewood that is cut to a specified dimension as fill for a mortar supported wall. Think of it like this, instead of using bricks, you use wood. Cord wood walls vary in thickness from 8 to about 16 inches depending on the weather conditions prevalent in the area. In colder areas, a thicker wall helps insulate from the cold, but where the cold is not as big a concern your resources can be used in a more frugal manner by making 8 inch walls.
The biggest benefit of building a home out of cord wood construction is the price. Typically a 2000 square foot home can be built out of about 5 cords of firewood, which may cost less than $1000 depending on your location. When placed inside of a frame of post and beam structure the cord wood wall is one of the most beautiful and rustic looking forms of construction in the world.
The second biggest benefit of cord wood construction is that it is something anyone can do with a little effort. It takes time to build a cord wood wall straight and true, but it is not that hard so any novice builder can have a decent home erected safely. Since the mortar takes time to set up and harden you can only go at a certain pace of construction which allows you to rest and plan before getting too far ahead of yourself.
The most important benefit of cord wood construction is that you are creating a home which does not release toxic chemicals into the home environment. Once the mortar is dried the home is done releasing any gases or chemicals, so you do not have to worry about your kids inhaling formaldehyde for 2 years afterward like you do in new construction. Keep in mind that is does take a deliberate effort on your part not to put in any chemicals as well. This can be avoided by choosing to decorate your home with something other than paint and glue down your rugs with a substance that does not emit formaldehyde.
With a little conscious planning and thought you can use green construction techniques to completely prevent a dangerous environment for your loved ones, and yourself.
Luxury watches are not only for time purpose but also for life style status. Mostly wealthy individual and celebrities are fun of luxury gold watches. Although there are some individuals especially the socialites also want to have gold luxury watches.
Gold luxury watches are one kind of accessories that creates mindset about you among the others which is not as important as your outfit although it brings or create impact to yourself. As you can see, people like latest fashion which governed by lasts accessories like shoes, jewelry, handbag and watches.
Luxury products sometimes serve various purposes in our society. Some companies give them to their loyal employee who have served in their company for more than 25 years. Most are elegant to look at and durable. It can be an asset to you also.
Luxury gold watches are mostly in 18 karat gold and some had combination of stainless gold. In branded watches, usually their models will have some small diamonds on it to look more sophisticated and stunning to the eyes of everyone. Wearing one means giving it tender loving care since some of the diamonds in luxury gold watches are embedded in the bracelet of the watches.
There are lots of luxury watches that are branded and known worldwide. Here are some of the few luxury gold watches, name:
- Tag Heuer – Aquaracer Quartz for men and women
- Tag Heuer – New Link Quarts for men and women
- Audemars Piguet- 18K yellow gold for ladies and men
- Baume & Mercier -Hampton Milleis 8243
- Cartier – Tank Americaine Ladies Watch
- Cartier – Tank Francaise Ladies Watch
- Cartier – Roadster Men’s Watch
- Concord-La Scala ladies mini watch
- Concord-La Tour Men’s Watch
- Euro Geneve-14 k Gold Round for Men
These were few of the luxury gold watches but there are lots to choose from with different brands and elegant designs. There are a huge number to choose from, for women rather than men’s gold watches for the reason. Women are more fashionable then men and women have excellent choice than men when it comes to watches and other accessories.
There are lots of watches that are inexpensive but you can find that in online shopping. You can also buy inexpensive ones when you go around to shop and compare their prices.
Just be sure you know what kind of brand of luxury watch you want to purchase. They can also be an asset because in time you need money and you cannot find some, you can sell your luxury gold watch or pawn it.
Now it is easy to find luxury watches through online internet. It is open 24/7 and it is convenient in time. Lots of websites that offer them for sale. Some offer lower price and some offer discount. Just be careful when buying over the internet, since there are frauds or fake website pretending to sell luxury gold watches. Go to the sites that have reputable image.
Traveling nurses are registered nurses who travel around the United States filling temporary nursing positions. If you are a nurse and you love to travel, then this may be the right career move for you. Most travel nurses enjoy the experience of traveling, meeting, and working with new coworkers. They hope to gain a well-rounded work experience that will serve them if they decide to settle on working full time at a specific medical facility. Many travel nurses claim that the experience allows them to develop a better understanding of their chosen specialty. Many travel nurses also claim that their unique work experiences have helped introduce them to better patient focused nursing.
Travel nurses are registered nurses, usually hired by travel nurse companies, who take temporary positions in a variety of settings in order to fill a shortage. Generally, they will work in the hospital setting, where shortages of nursing personnel are rampant.
Travel nurses also have the option of traveling to other countries experiencing shortages and may even become independent contractors. As an independent contractor, though, you must find your own housing, negotiate for pay, and pay your own insurance to name just a few things that you will be required to negotiate for on your own. But for our purposes, we will speak generally of travel nurses hired by travel nursing companies.
Hospitals hire nursing personnel, as well as other health care professionals, for a number of reasons. The major reason for hiring temporary help is to fill a gap in the numbers of nurses required. With such a shortage of qualified nurses today, many areas of the country are experiencing the deficit. Travel nurses bring a variety of knowledge and experience and are able to seamlessly fill these vacant positions.
Other areas of the country experience large population fluctuations which are more seasonal in nature. In some areas, the population can double due to these changes. For example, Florida experiences huge population shifts during the winter as snowbirds flock to warmer climates. Other areas have become huge tourist towns and require more professional help for the seasonal changes related to tourism.
Travel nurses are needed in both kinds of situations to fill a void in healthcare left by the fewer numbers of nurses.
Another reason where a nurse may find temporary employment while traveling is the opening of a new medical facility. Rather than hiring all new nurses, these new organizations benefit from the great experience of travel nurses. Newer staff members also gain from working with more experienced members of the nursing field.
Other areas of work in which a travel nurse may find temporary employment include: acute care facilities, outpatient surgery centers, assisted living or nursing homes, or working with children in schools or camps. Still other positions may include: physicians offices, correctional facilities, clinics or laboratories. Most places require at least one year of experience in the hospital setting.
Travel nurses generally enjoy a more lucrative salary than they would receive if they worked in a single location. The salary the travel nurse earns is generally based on the location where they are working. Typically a travel nurse will not earn as much working in a hospital in a rural community as they will earn working at a larger inner-city hospital. Some nurses prefer travel nursing to nursing in a single medical facility because they enjoy the opportunity to see the world and other cultures. Working in a constantly changing location challenges a travel nurses knowledge and talents. The skills that the travel nurse develops on their journeys are skills that they will be able to utilize should they settle on a home base.
Although most travel nursing jobs average 13 to 26 weeks, some can be as short as four weeks or as long as 52 weeks. Maybe you are looking to live in another state and want to be able to experience particular areas and the employment opportunities available in those areas. Travel nursing makes this possible while continuing to earn a living.
Travel nurses, generally, will be employed through a travel nurse agency. The agency is responsible for filling positions and medical facilities with qualified and interested candidates. These agencies usually have had a long relationship with hospitals, medical facilities, and medical professionals in certain parts of the country, sometimes, countrywide at larger agencies. A recruiter at the agency will assist the nurse with obtaining the proper state license or hospital requirements. You will have a contract drawn up by the agency, with the hospital, for salary, length of assignment, and hours worked. The travel nurse agency generally pays for travel expenses and will also have made living arrangements for you in your area of choice. If there are any professional criteria that must be met, your agency and recruiter will assist you with that as well.
There are some things that you need to consider before becoming a travel nurse. These are the things that can make up your mind on whether being a traveling nurse is the right choice for you. The jobs that you accept could take you away from your family for up to a year. Depending on how far away the job is could be another deciding factor. Generally it is best if you do not have pets because it is possible that the housing provided for you will not accept them. You will have to be licensed in every state that you choose to work in. These are things a good traveling nurse agency will help you work out.
If you are looking for a rewarding career that allows you to travel across the United States, then a career as a traveling nurse could be just what you’re looking for. Look for agencies in your home town or on the Internet to help you get started on your journey as a travel nurse. They will help place you in a job that is right for you. Happy nursing.
Show someone you love and care about them with jewelry and watches purchased online, from a department store, a jeweler or a consignment shop.
For online browsing, you can check ShopNBC to find reasonably priced items from Carrera, Seiko, Bulova, Croton, Gucci, Tag Heuer, Movado and more. The site is easy to navigate and once you click on the “watches” tab, you can narrow your search by gender. Within gender, you can narrow it down by type of strap, price, brand and style, making it quick and easy to find what you’re specifically looking for.
You can also choose the “sorting” function to arrange the items by price, newest models or top sellers. If you’re unsure, just browse in your desired price range or check out the new arrivals and best deals sections for ideas. There’s a huge selection of items under $200 as well. Shopping for jewelry and watches is a breeze with ShopNBC!
Overstock is another terrific site for online jewelry and watches browsing. Most items are 1/2 price and come directly from the manufacturer. Get a 10-karat, 1/2ct diamond tennis bracelet for $219 or a Movado ladies black Classic Museum watch for $424.
Shipping is only $2.95 per order, there’s an online best price guarantee and you also have the option of purchasing extended warranties through the site. Many people also like their “Bill Me Later” option where there’s no payment requirements for six months.
Sometimes you just want to run into a store and select jewelry and watches right then and there. Whether you’re looking for jewelry watches or sport watches, you can find reasonable selections and prices in a department store. Macy’s, Sears and Bloomingdales carry many designer brands and you can even browse their websites beforehand to get an idea of what’s offered.
Zales, Kays and Littman Jewelers are in many cities across the US and specialize in diamond-studded jewelry and watches, so you’re able to find something elegant yet relatively inexpensive, rather than just all-around cheap. For the rich and famous, Tiffany and Co offers jewelry and watches in the thousands for that very special occasion where you’re set to impress.
If you happen to be hunting for a new one, don’t trust any online retailer or a stand at the mall. There are only three stores in North America carrying authentic watches (in New York City, Toronto and Mexico City), so buyer beware!
What about used or pre-owned jewelry and watches? They say that the value of a watch depreciates the moment you purchase it, much like an automobile — but, a pre-owned or used one (or other high quality brand) could be a better buy. The same rings true for diamonds.
The person you’re buying for will never know that the item has been pre-owned and if you find a trustworthy jeweler selling used items, they will give you a full one to two year warranty and paperwork guaranteeing authenticity. For many shoppers, used or pre-owned jewelry and watches is a matter of sensible shopping.
Dealers vary from city to city, but you’re probably better off visiting a jeweler, rather than making a hefty investment online.
To show that special someone you love them, consider jewelry and watches for your next major gift. While it generally requires a little bit of forethought, planning, budgeting and research, your loved one will surely appreciate your thoughtfulness and generosity!
This is a gift idea that not only lasts a lifetime, but could also last several lifetimes, getting passed down from generation to generation as a keepsake.